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| Philosophy & Debate |
| The Philosophy & Debate Forum :: Ask us a Question! |
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Philosophy & Debate :: This forum is dedicated to the discussion of philosophy and reasoned debate among participants. Heated debate is acceptable, but personal insults are not. Furthermore, for discussions relating to more specific topics (e. g. political discussions), please post those in the appropriate forum. Ask us a Question!
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| Why I love philosophy |
Posted by Kara on May, 15. :: 12 Comments
I have been thinking about the concept of god as omniscient, omnipotent, and all good.
Putting aside for the moment the confounding issues such as the existence of evil in the world, why does the force that might have created us have to be ALL powerful, ALL seeing and knowing, ALL good?
In order to create us, a force has only to be more powerful than we are. Only powerful enough to know how to create life that might or might not sustain itself. We have learned how to create life....we can clone cells from ourselves to make another being. Surely, soon enough, we will be able to create life that is not a clone.
What if we learned how to create life and, when it happened, the new life sprung out of this dimension into another that we have no knowledge of...and we did not know we had actually formed living beings that could live and thrive, but we really had no idea what influence we had, or might want to have, on that life?
What I am pondering is: the positing of a god who is all good, all knowing, all powerful.. that god could spring only from our imaginations and provide what we need in order to answer unanswerable questions in our darkest moments.
We who cannot believe in a personal god have always asked those questions. What interests me at this moment is what if we were indeed created at some point in time, but by a force of energy or a power that is only a bit more powerful than us..perhaps a power that was fooling around and put the wrong chemicals in the tube, or the right ones at the wrong time. We sprung into being, as a branch of whatever smartish branch of the ape kingdom was into chemistry labs and was well funded.
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| What came first? |
Posted by LatinoSoldier on May, 15. :: 5 Comments
What came first guys? The egg or the Chicken? and why?
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| Life and the Universe |
Posted by LatinoSoldier on May, 13. :: 9 Comments
Hey, so we were talking with some friends what life is and where we are in the universe. One of the said Maybe were dreaming and when we die we wake up from our sleep. that for some reason really stuck into my head. just wanna know what you guys think about life and what it actually is to you.
On the Universe thing just wondering where are we? i thought about this for a long time and eventually my mind went blank which was a pretty weird feeling. What do you guys think about the universe and were the universe is? if its a small spec in another enourmes solar system and so on...
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| A MAN 's HOME IS HIS CASTLE |
Posted by OmSigDAVID on May, 12. :: 91 Comments
Law protects armed homeowners
Georgia allows use of deadly force if home is forcibly entered by intruder
BY JIM HOUSTON
It's 3 a.m. and you hear a noise downstairs, but the dog's at the vet's clinic
and you're supposed to be alone in your home.
Your sidearm in hand, you make your way downstairs and see two furtive figures
sacking up your family's valuables.
When you yell, "Halt!" one of the figures runs toward you and you fire.
The figure falls to the floor -- dead of a single gunshot wound -- and the other flees.
So what happens when the police arrive? Are you in trouble with the law,
or is the law on your side?
In Georgia and more than 18 other states, you would be in no legal troubles,
because those states have similar versions of a "defense of habitation" law,
sometimes known as the Castle Doctrine or, by its pejorative,
the "Make My Day" law.
Modeled after a law passed in 1987 by the Oklahoma Legislature,
and a similar one in Florida years later, the Georgia version has been
tweaked and amended in recent years.
Instead of justifying the use of deadly force only when the intruder
makes a "violent and tumultuous" entrance that causes the resident to
expect to be assaulted, or causing the resident to believe that the intruder
is about to commit a felony, Georgia in 2001 added a section to its
defense of habitation law authorizing use of deadly force against any
intruder -- not a family member -- who forcibly enters a residence.
"It does give (a resident) a little more leeway to defend himself without
having to ask so many questions," said University of Georgia Law
Professor Donald E. Wilkins Jr. "You shouldn't have to ask questions of
intruders and then shoot to protect yourself.
You ought not to have to interview them."
Georgia's law change means you can shoot first and ask questions later.
You don't have to put your life in danger first. After all, it's your home the
intruder is forcing his way into.
You don't have to stop to divine his purpose.
But the Georgia lawmakers didn't stop there.
In 2006, they further amended the state code to provide that anyone who uses
deadly force under the defense of habitation statute shall be immune
from criminal prosecution, unless the person is in possession of an unlawful weapon.
Another 2006 amendment provides that in defending a habitation,
one is not required to retreat and has the right to "stand his or her ground"
and use deadly force to stop the intruder and don't think that defense
of habitation only means your home. In Georgia, it applies equally to any
person's dwelling, motor vehicle or place of business.
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| Robbery n UNtrustworthyness: The Nature of Government |
Posted by OmSigDAVID on May, 12. :: 2 Comments
http://abcnews.go.com/GMA/story?id=4832471&page=1
Not-So-Safe-Deposit Boxes:
States Seize Citizens' Property to Balance Their Budgets
Resources to Search for Unclaimed Property in Your Name
By ELISABETH LEAMY
May 12, 2008
The 50 U.S. states are holding more than $32 billion worth of unclaimed property
that they're supposed to safeguard for their citizens, but a "Good Morning America"
investigation found some states aggressively seize property that isn't
really unclaimed and then use the money -- your money -- to balance their budgets.
Unclaimed property consists of things like forgotten apartment security deposits,
uncashed dividend checks and safe-deposit boxes abandoned
when an elderly relative dies.
Banks and other businesses are required to turn that property over to the state
for safekeeping. The problem is that the states return less than a quarter
of unclaimed property to the rightful owners.
Not-So-Safe-Deposit Boxes
San Francisco resident Carla Ruff's safe-deposit box was drilled, seized,
and turned over to the state of California, marked "owner unknown."
"I was appalled," Ruff said. "I felt violated."
Unknown? Carla's name was right on documents in the box at the Noe Valley
Bank of America location. So was her address -- a house about six blocks
from the bank. Carla had a checking account at the bank, too -- still does --
and receives regular statements. Plus, she has receipts showing she's
the kind of person who paid her box rental fee and yet,
she says nobody ever notified her.
"They are zealously uncovering accounts that are not unclaimed," Ruff said.
To make matters worse, Ruff discovered the loss when she went to her box
to retrieve important paperwork she needed because her husband was dying.
Those papers had been shredded.
And that's not all. Her great-grandmother's precious natural pearls and
other jewelry had been auctioned off. They were sold for just $1,800,
even though they were appraised for $82,500.
"These things were things that she gave to me," Ruff said.
"I valued them because I loved her."
Bank of America told ABC News it deeply regrets the situation and
appreciates the difficulty of what Mrs. Ruff was going through. The bank
has reached a settlement with Ruff and continues to update its unclaimed
property procedures as laws change.
California's Class Action Lawsuit
Ruff is not alone. Attorney Bill Palmer represents her and countless other
citizens in a class action lawsuit against the state of California.
"They figured the safety-deposit box was safer than keeping it under the
mattress," Palmer said. "In the case of a lot of citizens, they were wrong, weren't they?"
California law used to say property was unclaimed if the rightful owner
had had no contact with the business for 15 years. But during various
state budget crises, the waiting period was reduced to seven years, and
then five, and then three. Legislators even tried for one year. Why?
Because the state wanted to use that free money.
"That's absolutely correct," said California State Controller John Chiang,
who inherited the situation when he came into office. "What we've done
here over the last two decades has been dead wrong. We've kept the
property and not provided owners with the opportunities -- the best
opportunities -- to get their property back."
Chiang now faces the daunting task of returning $5.1 billion worth of
unclaimed property to people. Some states keep their unclaimed property
in a special trust fund and only tap into the interest they earn on it. But
California dumps the money into the general fund -- and spends it.
"It's supposed to be segregated and protected," Palmer said. "California
has taken all of that $5.1 billion and has used it as a massive loan."
California became so addicted to spending people's money, that, for years,
it simply stopped sending notices to the rightful owners.
ABC News obtained a 1996 internal memo in which the lawyer for the
Bureau of Unclaimed Property argued against expanding programs to
notify rightful owners. He wrote, "It could well result in additional claims
of monies that would otherwise flow into the general fund."
Seizing More Than Safe-Deposit Boxes
It's not just safe-deposit boxes. A British man went to retire and discovered
the $4 million in U.S. stock he had been counting on had been seized and
sold for $200,000 years earlier -- even though he was in touch with the
company about other matters.
A Sacramento family lost out on railroad land rights their ancestors had
owned for generations -- also sold off as unclaimed property.
"If I had hung onto it, I would be a millionaire, multimillionaire," said John Whitley.
"but that didn't happen because we didn't get to hold it."
State Reforms
California's unclaimed property program was so out of control that, last year,
the courts issued injunctions barring the state from seizing any more
property until it made reforms. Since then, Chiang has taken several
steps to try to clean up the program.
For example, the state now sends notices alerting citizens about
unclaimed property before it is handed over to the state -- the only state
to do so. Once unclaimed property is delivered to the state, it is now held
for several months while the state tries to contact the owners,
rather than it being immediately sold off or destroyed.
Which raises the question, in the Internet era, is anybody really lost anymore?
California and other states are just beginning to make use of modern
databases that can find most anyone in minutes. Unfortunately, California
only uses those databases to search after it has already seized a citizen's property.
If California does get better at locating people, that could present another
challenge. Remember, right now, the state spends the money.
"It's like the last guy in line at a pizza parlor," Palmer criticized.
"There is only so much pizza. At the end, when I get up to the counter to claim
my pizza, there may be no pizza for me."
California's fiscal problems are legendary and once again in the news,
so it's reasonable to question whether the state can afford to repay its citizens
if a bunch of them surface at once.
"There is always going to be money to give the owners when they make
their claim, " Chiang insisted. "I don't want my legacy to say I continued
a broken program. I want my legacy to be 'this guy was the guy who
truly cared about the people and returned their money.'"
California is not the only state to come under fire for its handling of
unclaimed property. In Delaware, unclaimed property is the third largest
source of state revenue. Idaho recently passed an unprecedented law
that says the state gets to keep unclaimed property permanently if the
rightful owners don't claim it within 10 short years and all 50 states pay
private contractors 10 to 12 percent commissions to locate and seize
accounts for them. It's an inherent conflict of interest:
the more rightful owners are found, the less money the contractors make.
Of course, there are some states who handle their people's property with respect.
Oregon never takes title to unclaimed property.
Instead, it holds it in a perpetual trust fund.
Colorado uses the interest on its unclaimed property fund to pay
for some state programs, but leaves the principal untouched.
Missouri, Iowa and Kansas make extra efforts to reunite people with their property –
even setting up booths at state fairs to get the word out. The State of Maryland
actively compares the names on unclaimed accounts with state income
tax records. If it finds a match, the state simply cuts a check and sends it to the citizen.
Protecting Your Property
So, the question for citizens is, how do you protect yourself?
Make contact with your bank, your brokerage firm, etc. at least once a year,
in a way that creates a paper trail. Make sure they have your current address.
If you own stock, occasionally vote your proxies or take other steps
to keep your stock ownership active. Stay in touch with your broker.
Write a list of all your accounts and keep it with your will,
so your heirs will know where to look.
Consider insuring valuables even if you keep them in your safe-deposit box.
That way, you're covered financially if the bank or state makes a mistake
and empties your box. Plus, safe-deposit contents have been known to be
destroyed by fire or flooding.
If you want to search for unclaimed property in your name, you do not
need to pay other people to do it for you.
Check out the following links for more information:
National Association of Unclaimed Property Administrators
www.missingmoney.com
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